Get It Now, Pay Over Time

📋 How It Works

• Add your mattress to the cart and continue to checkout.
• Choose Shop Pay Installments as your payment method.
• Complete a quick eligibility check, then review your payment options, including the total cost, before you accept.
• Your mattress ships as normal, and you manage your payments in the Shop app.

💳 Payment Options

🛏️ Returns on Financed Orders

• Your 120-night sleep trial works the same way when you pay with Shop Pay Installments.
• If you return your mattress, we refund your order less the $99 return processing fee, as with any other payment method.
• The refund is applied to your payment plan first, lowering your remaining payments. If it's more than you still owe, the difference goes back to your original payment method.
• Interest you've already paid isn't refundable.

💡 Good to Know

• Creating a Shop Pay Installments account doesn't affect your credit score. Your purchase, your payment history with Affirm and your credit usage can.
• Some orders may require a down payment.
• Discount codes still apply, and your plan is based on your order total after discounts.
• For questions about your plan or payments, contact Affirm, which provides Shop Pay Installments.
• Shopping at one of our retail locations? In-store financing is offered by the store itself, so please ask the store directly.

⚖️ Important Information